The Process

Buying a Home

The simple desire for homeownership is the single biggest reason most people decide to buy. Homeowners build up wealth for the future while enjoying the benefits of a residence that they can use, improve and enjoy. What's distinct is each individual's wishlist of must-haves; from public transportation to the number of bedrooms, Erin can help you create a comprehensive list and go from there.

The Process of Buying a Home

1. Consult with me to analyze your wants and needs
2. Become educated about the market and view properties
3. Select a home to buy and write an offer to purchase
4. Accept the contract
5. Deposit earnest money
6. Arrange for Homeowner’s Insurance
      - Submit loan application
      - Schedule inspections & review disclosures
7. Title search preliminary report
      - Loan processing starts Property appraisal
      - Review inspection reports & make requests for repairs
8. Final walkthrough inspections
      - Loan approval remove loan contingencies
      - Remove inspection & other contingencies
9. Sign closing & loan documents
   Receive information on utilities
   Transfer into your name on day of closing
10. Loan funding
11. Get the keys

Selling a Home

The Process of Selling Your Home

1. Get your home ready for sale
   
2. Market your home
   
3. Show your home
   
4. Receive purchase offers & negotiate price with buyers
   
5. Pending & order title
   
6. Appraisal
      - A home appraisal is an estimate of the true value of the home’s value. This is typically based on location, quality and condition of construction., amenities and special features.
   
7. Home Inspection
      - A home inspection is a limited, non-invasive examination of the condition of a home. A report is given and repairs may be recommended.
   
8. Negotiate repairs as needed
   
9. Sign title & closing documents
   
10. Your home is SOLD!